Plant & Machinery
Construction, industrial and specialist equipment, including excavators, dumpers, rollers, generators and more.
EXPLORE CATEGORY: Plant & Machinery finance
FINANCE FOR ASSETS BOUGHT AT AUCTION
Walk in Hammer Ready.
Walk out with the lot.
From business assets and vehicles to plant, machinery and commercial property, we help you arrange the finance you need to buy at auction.
Know where you stand before you bid, and be ready to move when you win.
From £26,000 to £100 million
Larger amounts through secured, property and asset-based finance.
Approval before you bid
Know your budget before auction day.
Business types
Limited companies, partnerships and LLPs, Sole Traders and PLCs
No broker fee
No broker fee payable.
CARPE DIEM
Auction bargains move fast. Let smart finance help you capture them.
Plant and machinery, vehicles, business assets, commercial property — assets that would cost significantly more through traditional routes sell at auction every day, often to buyers who came prepared.
The catch is the clock. Auction purchases move fast, and the finance has to move with them.
Most lenders aren’t set up for that. Hammer Ready is. With a panel of specialist lenders who understand auction deadlines and are ready to move when you are.
What We Finance at Auctions
Finance for eligible business assets and trading premises bought at auction, subject to lender approval.
Business Assets
Equipment, machinery, catering equipment, workshop tools, stock and other business assets sold at auction.
EXPLORE CATEGORY: Business Assets finance
Vehicles
Vans, trucks, company cars, buses and specialist vehicles for company buyers, including motorhomes for hire fleets.
EXPLORE CATEGORY: Vehicles finance
Farm Machinery
Tractors, harvesters, telehandlers, trailers and a wide range of farm machinery and equipment.
EXPLORE CATEGORY: Farm Machinery finance
Other Assets
Specialist equipment, marine & aviation assets, renewables, healthcare, technology, gym equipment and other assets.
EXPLORE CATEGORY: Other Assets finance
Business Property
Pubs, care homes, hotels, shops, offices, industrial units and other premises you trade from.
EXPLORE CATEGORY: Business Property finance
Why Hammer Ready?
Auction finance done differently.
No broker fee
We’re paid by the lender. You pay nothing for our service.
Pre-approval before you bid
A proposed budget in writing before you bid, subject to the lender’s final approval, asset checks and conditions.
Built for auction deadlines
Tell us your sale’s deadline. We work towards it with the lender; completion depends on approval and required checks.
Six asset types covered
Plant, business assets, vehicles, farm machinery, specialist assets and business property, all under one roof.
Cash buyer? We can help too
Bought with your own funds? Eligible recent auction purchases may be refinanced, subject to lender approval.
One broker, start to finish
You deal with one person throughout — no handoffs, no call centres.
Three Bargain Hunting Scenarios.Three Finance Solutions.One Happy Day.
Get Pre-Approved
How pre-approval worksThinking of buying at auction?
Get your finance agreed before you bid. Tell us what you’re looking to buy and we’ll work to get your pre-approval in place — your war chest ready before you walk in the room.
No broker fee. No obligation.
Start this applicationGet It Funded
Just won a lot?
Congratulations. Now let’s get it funded. The clock is running — tell us the details and we’ll move immediately to arrange finance against your lot before the deadline hits.
No broker fee. No obligation.
Start this applicationRelease Your Cash
How releasing cash worksBought with your own cash?
You may be able to release capital from an asset purchased at auction in the last six months, subject to the asset, your business and lender approval.
No broker fee. No obligation.
Start this applicationGET IT FUNDED
GET IT FUNDED
Tell us what you’re buying and where you are in your auction journey.
This is a full finance application. Have your purchase details, personal and address history, and business financial figures ready. Bank details and supporting documents are optional. No broker fee. No obligation.
SECTION 1 OF 5
Lot and completion details
Item 1
SECTION 2 OF 5
About you
Choose your business setup.
AUCTION FINANCE GUIDES
Practical answers before you bid, after you win, and once you own it.
How Auction Finance Pre-Approval Works, and What You Need to Apply
Know your budget before you bid, and what to have ready so funding moves fast when you win.
Read guide : How Auction Finance Pre-Approval Works, and What You Need to Apply
Auction Property Finance, Also Known as Bridging Finance: How It Works
Short-term finance built to complete on business premises within the auction deadline.
Read guide : Auction Property Finance, Also Known as Bridging Finance: How It Works
Bought with Cash? How Releasing Cash from an Auction Purchase Works
Paid outright at auction? How to put that cash back to work by refinancing what you bought.
Read guide : Bought with Cash? How Releasing Cash from an Auction Purchase Works